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* If you pay directly with your credit card, PayPal would create a “guest account” because of recurring monthly payments. Cobrasmarketview.com does pay entire transaction fee though in this case, you’d see $0.30 "Ghost Transaction Fee" added to your payment from your bank account, PayPal says they refund that $.30 in about 30 days. We strongly recommend you to register a PayPal account instead of paying credit card directly because if later you need change your credit card info, there’s no way you change it if you don’t have a “formal” PayPal account.